Money saving tip
A friend put me onto www.quidco.com - it looks like a great way to save money. They pass you back all the referral fees they get from you making a purchase online. I bought car insurance from one of the companies they list and am set to get £70 back which is great! Add that £70 to the lack of a "loyalty penalty" that I would have suffered had I stayed with the same provider, and my insurance is about £100 cheaper.
I shouldn't be counting my chickens before they've been transferred to my bank account, but I'll keep track of this and see if it does actually pay out.

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